Annual or Single Trip Travel Insurance

You need to decide if you should take out a policy that will cover you just for one holiday, or take out an annual policy that will cover you for all the trips you take (within limits) for a whole year.

Single Trip Cover

Single Trip cover provides protection when you are travelling to a particular destination for a particular time period, for example 2 weeks in Spain. If you only travel abroad once a year, this is probably the best option for you.

Annual Trip Cover

Annual Multi Trip cover provides protection for each trip you make during a year, and generally works out to be the cheapest option if you plan to travel abroad more than once a year. For example, if you plan to go skiing for 1 week in March, then spend 2 weeks in Greece in July, then a week in Tenerife in November, this may be cheaper than buying individual policies for each trip. Please check each insurer's details to see how many days cover you receive for each trip.

You don’t have to be a very frequent holidaymaker to save with an annual policy – for example, an adult travelling within Europe would need take only three holidays in a year to make it worthwhile.

An annual policy is particularly convenient if you’re the type of person who likes to take advantage of last minute deals as you won’t have to remember to take out insurance, even if you decide to take off on the spur of the moment.

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