Today's best current account deals - Saturday 04 February 2012

Below is a summary of the best current account offers currently available in the UK. See which banks offer the best overdraft rates

High Interest
BankProductInterest (AER)Min BalanceO/D RateO/D BufferClick below
SANTANDER Preferred Current Account5%£10.00%n/aApply
LLOYDS TSB BANK PLC Classic Account with Vantage3%£300019.28%£10
HALIFAX Reward Current Account0%£10000.00%n/a
Best Overdraft
BankProductInterest (AER)Min BalanceO/D RateO/D BufferClick below
SANTANDER Preferred Current Account5%£10.00%n/aApply
SANTANDER Everyday Current Account0%£00.00%n/aApply
FIRST DIRECT 1st Account0%£115.90%£250Apply
With Benefits
BankProductInterest (AER)Min BalanceService ChargeClick below
THE ROYAL BANK OF SCOTLAND PLC Royalties Gold Account0%£1£12.95 per month.Apply
NATWEST BANK PLC Advantage Gold0%£1£12.95 per month.Apply
Standard Accounts
BankProductInterest (AER)Min BalanceO/D RateClick below
THE CO-OPERATIVE BANK PLC Current Account Plus0%£115.90%Apply
FIRST DIRECT 1st Account0%£115.90%Apply
NATIONWIDE BS FlexAccount0%£118.90%Apply
BARCLAYS BANK PLC Bank Account0%£119.30%Apply
Rewards
BankAccountRewardsInterest (AER)Click below
SANTANDER Preferred Current Account£30 Amazon Gift Certificate + £100 cashback5%Apply
FIRST DIRECT 1st AccountReceive £125 when you switch, offer ends 12th Feb0%Apply
Basic Accounts
BankProductInterest (AER)Min BalanceService ChargeClick below
SECURE TRUST BANK PLC Current Account0.5%£0Exclusive to MoneySupermarket.com if you apply before the 28th February 2012, the account set up fee is £4.00 (usually £12.50) and the monthly management fee is £4.00 for the first 6 months. The fee after the first 6 months is £12.50.Apply
CARDONEBANKING CardOneBanking managed Account0%£0The monthly service fee is free for the first 6 months (£12.50 per month thereafter).Apply
ADVANCED PAYMENT SOLUTIONS FINANCIAL LTD cashplus Deluxe Account0%£0Application fee is £4.95 with a monthly service fee of £9.95. Exclusive to moneysupermarket.com, the application fee is refunded when you load £20 within 31 days of paying your initial fees on the account.Apply
TUXEDO Eccount Banking0%£0The application fee is £9.95 with a monthly service fee of £10.Apply