Today's current account deals - Saturday 31 July 2010

Below is a summary of the best current account offers currently available in the UK.

Exclusive
BankProductIncentiveMonthly DepositClick below
HALIFAX Reward Current AccountPay in £1,000 each month and receive £5 reward each month£1000Apply
Switching Incentive
BankProductIncentiveInterest (AER)Min BalanceClick below
HALIFAX Reward Current AccountPay in £1,000 each month and receive £5 reward each month0%£1000Apply
FIRST DIRECT 1st AccountSwitch to first direct and get £100*0%£1Apply
Reward Paying Accounts
BankAccountIncentivesClick below
HALIFAX Reward Current AccountPay in £1,000 each month and receive £5 reward each monthApply
BANK OF SCOTLAND Reward Current AccountPay in £1,000 each month and receive £5 reward each monthApply
Best Rate
BankProductInterest (AER)Min BalanceO/D RateO/D BufferClick below
SANTANDER The Santander Account (Preferred In-credit Rate)5%£119.90%n/aApply
NATWEST BANK PLC Current Plus0.1%£119.24%£100Apply
THE ROYAL BANK OF SCOTLAND PLC Interest Paying Current Account0.1%£119.24%£100Apply
Best Overdraft
BankProductOverdraft NotesInterest (AER)Click below
SANTANDER The Santander Account (Preferred Overdraft Rate)0% for 1st 12 mths, then 12.9% EAR0%Apply
FIRST DIRECT 1st Account£250 Interest Free, then 15.9% EAR over £2500%Apply
Best Packaged Accounts
BankProductInterest (AER)Min BalanceService ChargeClick below
SANTANDER Reward Current Account5%£1£10 per month.Apply
THE ROYAL BANK OF SCOTLAND PLC Royalties Account0.15%£1£6.95 per month.Apply
THE CO-OPERATIVE BANK PLC Privilege Account0%£1£9.50 per month.Apply
HALIFAX Ultimate Reward Current Account0%£0.01£12.50 per month.Apply
NATWEST BANK PLC Advantage Gold0.25%£1£12.95 per month.Apply
THE ROYAL BANK OF SCOTLAND PLC Royalties Gold Account0.15%£1£12.95 per month.Apply
SANTANDER Premium Current Account5%£1£20 per month.Apply
Ethical Accounts
BankProductInterest (AER)O/D RateO/D BufferClick below
THE CO-OPERATIVE BANK PLC Current Account Plus0%15.90%n/aApply
Basic Banking
BankProductInterest (AER)Min BalanceService ChargeClick below
THINK BANKING LTD 0800 074 4333Think Banking Managed Account0%£1£12.50 per month.Apply
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